Complete your project today!
With one of our diverse pay over time options
As low as 0% APR available!
Compare all pay over time options
As low as 0% APR available with Affirm
Interest-free{SUPERSCRIPT_‡} options from 6 weeks to 24 months ‡
Payment Options
Pay over time in 4 interest-free payments or 3/6/12/18/24/36 monthly installmentsProvider
Frequently Asked Questions
Important Notice to Wayfair Credit Card
As of June 1, 2026, the Wayfair Credit Card is no longer accepted for purchases on wayfair.ca.
If you are an existing Cardholder, your Card remains valid for use at all other participating Flexiti Network retailers.
{SUPERSCRIPT_‡}Pay Over Time Details
Affirm:
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Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time. See {LINK_helpcenter.affirm.ca} for more information.
Klarna:
Klarna:
See Canadian payment terms here. A higher initial payment may be required for some consumers.
Afterpay:
Afterpay:
You must be of the age of majority in your province or territory, a resident of Canada, and meet additional eligibility criteria to qualify. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. Click here for complete terms.